Can I get a mortgage if I’m in a debt negotiation program?

I signed up for debt negotiation on some credit card debt. I have payed my current mortgage religiuosly for two years and would like to sell my house and move but am scared that I will not get another mortgage when I move. Thanks.

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6 Responses to “Can I get a mortgage if I’m in a debt negotiation program?”

  1. spec1235 Says:

    Try to apply. Suggestion, ask the negotiation program. They may know lenders that work with them.

    And rather than sell your house first, MAKE SURE that you get a preapproval letter from a lender so that you can be sure to get a mortgage. Just a suggestion.

  2. Noneya Says:

    Yes you can. I know several lenders that will allow this on FHA loans.
    You should apply for a new mortgage before you put your house on the market just to make sure you don’t have any other issues that would affect your approval.

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